This is the fourth seminar in the financial awareness series hosted by Putnam County libraries and presented by Mark Lange from the Society for Financial Awareness.

Estate Planning: what is it, and who needs it?  Discover how to create an effective estate plan:

• Why do I need a Will
• Trust, POA, Health Care Directive
• Forms of Ownership
• Probate-What it is and why
• Avoiding Probate-The advantages, are they right for you
• Marital Deduction and Unified Credit, are they still important
• Basis, what is it and why is it important
• Taxes-Income Tax, Gift Tax, Estate Tax, GST Tax
• Why all these issues come into play when you're putting together a comprehensive plan